Why choose M4 Mortgages Ltd

Our aim is to provide professional and friendly advice. We have chosen to be comprehensive mortgage advisors as this means we are not tied to any financial institution and can therefore combine products from our comprehensive lender panel to suit your needs.

As part of our service, we can also instruct a solicitor of your choice from a select panel. In addition, we will assist you in the completion of any applications or paperwork and feel that both these services help to provide a seamless process.

Your home may be repossessed if you do not keep up repayments on your mortgage​

We have access to the best mortgage rates from over 70 lenders

First time buyers

Buying your first home can be a daunting experience. Having helped many people move in to their dream home, we can help you choose the right options, as well as explaining the whole process with no complicated jargon.

There are other things to consider other than the mortgage and we are at hand to help with making sure that you are suitably protected, as well as being able to recommend reliable associated companies along the way.

From start to finish, we are at hand to ensure that the whole process runs as smoothly as possible.

Moving home

Buying your first home can be daunting, but selling and buying together can become very stressful.

We can  guide you through the process, making sure that you are fully aware of the process and ensuring that you are fully informed right through until moving in to your new home.


If you are looking to release some money for home improvements, consolidate debts or even just looking for a better deal, there are plenty of things to consider when you look to remortgage.

What initially looks like the cheapest option may often not be the most cost effective. Let us search the market for you to ensure that you are finding the right mortgage to fit your circumstances.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to let

If you are looking to plan for the future by purchasing a buy to let, or even looking to build a portfolio, we are here to help.

With so many different lenders offering buy to let mortgages, many of whom are not on the high street, it is difficult to know if you are choosing the right option for you. We have a wealth of experience helping clients who own anywhere from 1 to 30 properties, always making sure that the advice is right for their circumstances.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

A free, no obligation initial appointment can be arranged for you, so get in touch today.

Contact us for a free call back within 48 hours

If you then wish for us to act on your behalf, there will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £499.

The Financial Conduct Authority does not regulate some forms of buy to let mortgages or conveyancing services.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.