Professional and friendly advice

M4 Mortgages Ltd, a comprehensive mortgage brokers formed by Catherine Baines and Samantha Kear.

Cath and Sam have gained valuable knowledge of the housing market in Cardiff and the surrounding area, working as mortgage advisers for U.K.’s leading banks.

Between them they have over 30 years of combined experience in financial services. Life is complicated enough, so let us make the process of providing impartial mortgage advice, simple, seamless and straightforward for you.

We will provide you with expert guidance as well as a reliable service which we base on trust, honesty and integrity. As working Mums, we have adopted a flexible approach as we appreciate that our customers will have many commitments.

Although M4 Mortgages Ltd is based in Wales, with the increased usage of modern technology, we can easily provide services throughout the whole of the UK.

A free, no obligation initial appointment can be arranged for you, so get in touch today.

Contact us for a free call back within 48 hours

Your home may be repossessed if you do not keep up repayments on your mortgage​

If you then wish for us to act on your behalf, there will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £499.

The Financial Conduct Authority does not regulate some forms of buy to let mortgages or conveyancing services.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.